01
Key findings
The market at a glance, from this edition.
- Market model: Betting partly regulated; Lottery monopoly.
- 15 of 18 payment and AML rules verified word for word; 1 confirmed as not set in the official texts.
- FATF: under increased monitoring, the grey list (statement of 19 Jun 2026).
- 9 official sources read for this market every week.
02
Market model
How each product is regulated, with its source.
- Betting: Partly regulated
- Lottery: Monopoly
Verifiedchecked 1 Nov 2026Zakon o igrama na sreću (Službene novine FBiH 48/15 i 60/15) · tier 1
FATF lists
Under increased monitoring (grey list)
FATF statement of 19 Jun 2026, as the HM Treasury advisory notice of 22 Jun 2026 lists it
03
What moved in November 2026
Decisions, consultations, register changes and dated events of the month. Covers 1 Nov 2026 – 9 Nov 2026, month in progress.
- MarketMarket status changed: betting: regulated, casino: unclear, lottery: monopoly → betting: partly regulated, lottery: monopolyZakon o igrama na sreću (Službene novine FBiH 48/15 i 60/15)
The November 2026 overview and earlier monthsEarlier months: October 2026, September 2026
04
Payment and AML rules
Each rule we track, what the official text says about it and when we checked. Values and quotes are in the full report.
Payment methods
4 rules · 3 verified| Rule | What we found | Value | Source |
|---|---|---|---|
| Permitted rails and instrument typesOnline · Federation of Bosnia and Herzegovina | VerifiedVerified word for wordchecked 1 Nov 2026 | Value in the full report | Pravilnik o tehničkim uslovima, sadržaju pravila i procedura i načinu priređivanja internet igara na sreću (Službene novine FBiH 59/16 i 23/24)tier 1 |
| Mandatory hubs and gatewaysOnline · Federation of Bosnia and Herzegovina | VerifiedVerified word for wordchecked 1 Nov 2026 | Value in the full report | Pravilnik o tehničkim uslovima, sadržaju pravila i procedura i načinu priređivanja internet igara na sreću (Službene novine FBiH 59/16 i 23/24)tier 1 |
| Instrument origin and currencyOnline · Federation of Bosnia and Herzegovina | VerifiedVerified word for wordchecked 1 Nov 2026 | Value in the full report | Pravilnik o tehničkim uslovima, sadržaju pravila i procedura i načinu priređivanja internet igara na sreću (Službene novine FBiH 59/16 i 23/24)tier 1 |
| Payment-blocking listsWhole market | Not covered yetResearched on request | On request | Research notes |
Ownership & payouts
4 rules · 3 verified · 1 confirmed not set| Rule | What we found | Value | Source |
|---|---|---|---|
| Holder and ownership rulesWhole market | Not foundNot set in the official texts | None set | Research notes |
| Closed loop and payout routingOnline · Federation of Bosnia and Herzegovina | VerifiedVerified word for wordchecked 1 Nov 2026 | Value in the full report | Pravilnik o tehničkim uslovima, sadržaju pravila i procedura i načinu priređivanja internet igara na sreću (Službene novine FBiH 59/16 i 23/24)tier 1 |
| Payout time limitsOnline · Federation of Bosnia and Herzegovina | VerifiedVerified word for wordchecked 1 Nov 2026 | Value in the full report | Pravilnik o tehničkim uslovima, sadržaju pravila i procedura i načinu priređivanja internet igara na sreću (Službene novine FBiH 59/16 i 23/24)tier 1 |
| Withdrawal conditionsOnline · Federation of Bosnia and Herzegovina | VerifiedVerified word for wordchecked 1 Nov 2026 | Value in the full report | Pravilnik o tehničkim uslovima, sadržaju pravila i procedura i načinu priređivanja internet igara na sreću (Službene novine FBiH 59/16 i 23/24)tier 1 |
AML thresholds & reporting
2 rules · 2 verified| Rule | What we found | Value | Source |
|---|---|---|---|
| Check thresholds and aggregation windowsWhole market | VerifiedVerified word for wordchecked 1 Nov 2026 | Value in the full report | Zakon o sprečavanju pranja novca i finansiranja terorističkih aktivnosti (Službeni glasnik BiH 13/24)tier 1 |
| Report triggers and deadlinesWhole market | VerifiedVerified word for wordchecked 1 Nov 2026 | Value in the full report | Zakon o sprečavanju pranja novca i finansiranja terorističkih aktivnosti (Službeni glasnik BiH 13/24)tier 1 |
Player funds protection
1 rule · 1 verified| Rule | What we found | Value | Source |
|---|---|---|---|
| Player-funds protection and coverageFederation of Bosnia and Herzegovina | VerifiedVerified word for wordchecked 1 Nov 2026 | Value in the full report | Zakon o igrama na sreću (Službene novine FBiH 48/15 i 60/15)tier 1 |
Taxes at payment
1 rule · 1 verified| Rule | What we found | Value | Source |
|---|---|---|---|
| Taxes at the point of paymentFederation of Bosnia and Herzegovina | VerifiedVerified word for wordchecked 1 Nov 2026 | Value in the full report | Zakon o porezu na dohodak (Službene novine FBiH 10/08, 9/10, 44/11, 7/13 i 65/13)tier 1 |
Reporting & data
4 rules · 4 verified| Rule | What we found | Value | Source |
|---|---|---|---|
| Submission mode and cadenceFederation of Bosnia and Herzegovina | VerifiedVerified word for wordchecked 1 Nov 2026 | Value in the full report | Pravilnik o tehničkim uslovima, sadržaju pravila i procedura i načinu priređivanja internet igara na sreću (Službene novine FBiH 59/16 i 23/24)tier 1 |
| Data vault and integrityOnline · Federation of Bosnia and Herzegovina | VerifiedVerified word for wordchecked 1 Nov 2026 | Value in the full report | Pravilnik o tehničkim uslovima, sadržaju pravila i procedura i načinu priređivanja internet igara na sreću (Službene novine FBiH 59/16 i 23/24)tier 1 |
| Data locationOnline · Federation of Bosnia and Herzegovina | VerifiedVerified word for wordchecked 1 Nov 2026 | Value in the full report | Pravilnik o tehničkim uslovima, sadržaju pravila i procedura i načinu priređivanja internet igara na sreću (Službene novine FBiH 59/16 i 23/24)tier 1 |
| RetentionFederation of Bosnia and Herzegovina | VerifiedVerified word for wordchecked 1 Nov 2026 | Value in the full report | Zakon o sprečavanju pranja novca i finansiranja terorističkih aktivnosti (Službeni glasnik BiH 13/24)tier 1 |
Player protection at payment
2 rules · 1 verified| Rule | What we found | Value | Source |
|---|---|---|---|
| Cross-operator limits and registersWhole market | Not covered yetResearched on request | On request | Research notes |
| Eligibility screening at paymentOnline · Federation of Bosnia and Herzegovina | VerifiedVerified word for wordchecked 1 Nov 2026 | Value in the full report | Pravilnik o tehničkim uslovima, sadržaju pravila i procedura i načinu priređivanja internet igara na sreću (Službene novine FBiH 59/16 i 23/24)tier 1 |
05
Regulatory guide
Licensing, gambling tax, advertising, responsible gambling and technical standards: the statements we hold, by subject.
Licensing
1 statement- Apostille Convention
Statements, quotes and dates in the full report
06
Sources behind this report
The official sources our weekly run reads for this market, by kind and publisher. 9 official sources.
- Texts the values are checked against
- 4
- Laws and regulations
- 5
Publishers
- Federalno ministarstvo finansija
- Министарство финансија Републике Српске
- Agencija za statistiku BiH (copy of Službeni glasnik BiH)
- hcch.net
- Službeni glasnik BiH (copy on the judiciary portal pravosudje.ba)
07
Library of acts
The laws, regulations and guidance the report is built on. 9 acts and guidance documents.
- HCCH | #12 - Status table
- Zakon o zaštiti ličnih podataka (Službeni glasnik BiH 12/25)
- Закон о играма на срећу Републике Српске (Службени гласник Републике Српске 22/19)
- Закон о измјени и допунама Закона о играма на срећу Републике Српске (Службени гласник Републике Српске 131/20)
- Правилник о приређивању електронских игара на срећу Републике Српске (Службени гласник Републике Српске 50/19)
- Pravilnik o tehničkim uslovima, sadržaju pravila i procedura i načinu priređivanja internet igara na sreću (Službene novine FBiH 59/16 i 23/24)
- Zakon o sprečavanju pranja novca i finansiranja terorističkih aktivnosti (Službeni glasnik BiH 13/24)
- Zakon o igrama na sreću (Službene novine FBiH 48/15 i 60/15)
- Zakon o porezu na dohodak (Službene novine FBiH 10/08, 9/10, 44/11, 7/13 i 65/13)
08
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