01
Key findings
The market at a glance, from this edition.
- Market model: Betting regulated.
- 12 of 18 payment and AML rules verified word for word; 6 confirmed as not set in the official texts.
- 1 regulator decision against companies in 2026, US$20,000 in payments (2025: 4, US$65,000).
- Largest this year: Wild Rose Jefferson, LLC, fine of US$20,000 on 27 Aug 2026.
- 13 entries in 1 official list, reloaded every week.
- FATF: on neither the grey nor the black list (statement of 19 Jun 2026).
- 14 official sources read for this market every week.
02
Market model
How each product is regulated, with its source.
- Betting: Regulated
Verifiedchecked 9 Nov 2026Iowa Administrative Code 491—Chapter 13 Sports Wagering · tier 1
FATF lists
On neither list
FATF statement of 19 Jun 2026, as the HM Treasury advisory notice of 22 Jun 2026 lists it
03
What moved in November 2026
Decisions, consultations, register changes and dated events of the month. Covers 1 Nov 2026 – 9 Nov 2026, month in progress.
- RegisterIowa Racing and Gaming Commission: entries 12 → 13Iowa Racing and Gaming Commission
The November 2026 overview and earlier monthsEarlier months: October 2026, September 2026
04
Payment and AML rules
Each rule we track, what the official text says about it and when we checked. Values and quotes are in the full report.
Payment methods
4 rules · 1 verified · 3 confirmed not set| Rule | What we found | Value | Source |
|---|---|---|---|
| Permitted rails and instrument typesWhole market | Not foundNot set in the official textschecked 9 Nov 2026 | None set | Iowa Administrative Code 491—Chapter 13 Sports Wageringtier 1 |
| Mandatory hubs and gatewaysWhole market | Not foundNot set in the official textschecked 9 Nov 2026 | None set | Iowa Administrative Code 491—Chapter 13 Sports Wageringtier 1 |
| Instrument origin and currencyWhole market | Not foundNot set in the official textschecked 9 Nov 2026 | None set | Iowa Administrative Code 491—Chapter 13 Sports Wageringtier 1 |
| Payment-blocking listsWhole market | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | 31 CFR Part 132: Prohibition on Funding of Unlawful Internet Gambling (Code of Federal Regulations, edition of 1 July 2025)tier 1 |
Ownership & payouts
4 rules · 3 verified · 1 confirmed not set| Rule | What we found | Value | Source |
|---|---|---|---|
| Holder and ownership rulesOnline · Betting | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Iowa Administrative Code 491—Chapter 13 Sports Wageringtier 1 |
| Closed loop and payout routingOnline · Betting | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Iowa Administrative Code 491—Chapter 13 Sports Wageringtier 1 |
| Payout time limitsWhole market | Not foundNot set in the official textschecked 9 Nov 2026 | None set | Iowa Administrative Code 491—Chapter 13 Sports Wageringtier 1 |
| Withdrawal conditionsOnline · Betting | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Iowa Administrative Code 491—Chapter 13 Sports Wageringtier 1 |
AML thresholds & reporting
2 rules · 2 verified| Rule | What we found | Value | Source |
|---|---|---|---|
| Check thresholds and aggregation windowsLand-based | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | 31 CFR Part 1021: Rules for Casinos and Card Clubs (Code of Federal Regulations, edition of 1 July 2025)tier 1 |
| Report triggers and deadlinesWhole market | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | 31 CFR Part 1021: Rules for Casinos and Card Clubs (Code of Federal Regulations, edition of 1 July 2025)tier 1 |
Player funds protection
1 rule · 1 verified| Rule | What we found | Value | Source |
|---|---|---|---|
| Player-funds protection and coverageOnline · Betting | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Iowa Administrative Code 491—Chapter 13 Sports Wageringtier 1 |
Taxes at payment
1 rule · 1 verified| Rule | What we found | Value | Source |
|---|---|---|---|
| Taxes at the point of paymentWhole market | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Instructions for Forms W-2G and 5754tier 1 |
Reporting & data
4 rules · 2 verified · 2 confirmed not set| Rule | What we found | Value | Source |
|---|---|---|---|
| Submission mode and cadenceOnline · Betting | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Iowa Administrative Code 491—Chapter 5 Track, Gambling Structure, and Excursion Gambling Boat Licensees' Responsibilitiestier 1 |
| Data vault and integrityWhole market | Not foundNot set in the official textschecked 9 Nov 2026 | None set | Iowa Administrative Code 491—Chapter 13 Sports Wageringtier 1 |
| Data locationWhole market | Not foundNot set in the official textschecked 9 Nov 2026 | None set | Iowa Administrative Code 491—Chapter 13 Sports Wageringtier 1 |
| RetentionWhole market | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Iowa Administrative Code 491—Chapter 5 Track, Gambling Structure, and Excursion Gambling Boat Licensees' Responsibilitiestier 1 |
Player protection at payment
2 rules · 2 verified| Rule | What we found | Value | Source |
|---|---|---|---|
| Cross-operator limits and registersOnline · Betting | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Iowa Administrative Code 491—Chapter 13 Sports Wageringtier 1 |
| Eligibility screening at paymentOnline · Betting | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Iowa Administrative Code 491—Chapter 13 Sports Wageringtier 1 |
05
Regulatory guide
Licensing, gambling tax, advertising, responsible gambling and technical standards: the statements we hold, by subject.
Licensing
1 statement- Apostille Convention
Statements, quotes and dates in the full report
06
Licence registers and official lists
The official lists we load every week for this market.
Iowa Racing and Gaming Commission
Licence list
13 entries
loaded 9 Nov 2026
Every entry with its licence, brands and domains, and the week's additions and removals: in the product.
07
Enforcement
Decisions of Iowa Racing and Gaming Commission against companies, as published.
- Decisions in 2026
- 1
- Paid in fines and settlements
- US$20,000
- Decisions in 2025
- 4
- US$65,000
What the decisions were about
Latest decisions
| Date | Company | Action | Amount |
|---|---|---|---|
| 27 Aug 2026 | Wild Rose Jefferson, LLC | Fine | US$20,000 |
Sanction ranges in the law
3 provisions set the fines and other measures: Iowa Code 2026, Chapter 99F (Gambling Games and Sports Wagering Regulation).
References, breaches and the full list of the year: in the full report.
08
Sources behind this report
The official sources our weekly run reads for this market, by kind and publisher. 14 official sources.
- Enforcement registers
- 1
- Texts the values are checked against
- 2
- Laws and regulations
- 10
- Licence registers and official lists
- 1
Publishers
- U.S. Government Publishing Office (govinfo)
- Iowa Legislature (Iowa Administrative Code)
- Iowa Racing and Gaming Commission
- hcch.net
- Iowa Legislature
09
Library of acts
The laws, regulations and guidance the report is built on. 15 acts and guidance documents.
- 18 U.S.C. § 1084: Transmission of wagering information; penalties (Wire Act)
- 25 U.S.C. chapter 29: Indian Gaming Regulation (Indian Gaming Regulatory Act)
- 31 CFR Part 1021: Rules for casinos and card clubs (FinCEN)
- 31 CFR Part 132: Prohibition on funding of unlawful Internet gambling (Regulation GG)
- 31 CFR Part 501: Reporting, procedures and penalties regulations (OFAC)
- 31 U.S.C. chapter 53, subchapter II (§§ 5311–5336): Records and reports on monetary instruments transactions (Bank Secrecy Act)
- 31 U.S.C. chapter 53, subchapter IV (§§ 5361–5367): Prohibition on funding of unlawful Internet gambling (UIGEA)
- 50 U.S.C. chapter 35: International Emergency Economic Powers (IEEPA)
- Iowa Administrative Code 491—Chapter 13 Sports Wagering
- 31 CFR Part 132: Prohibition on Funding of Unlawful Internet Gambling (Code of Federal Regulations, edition of 1 July 2025)
- 31 CFR Part 1021: Rules for Casinos and Card Clubs (Code of Federal Regulations, edition of 1 July 2025)
- Instructions for Forms W-2G and 5754
and 3 more in the full report
10
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