Key findings
The market at a glance, from this edition.
- Market model: Betting regulated; Bingo regulated; Casino regulated; Lottery monopoly.
- 12 of 18 payment and AML rules verified word for word; 6 confirmed as not set in the official texts.
- 14 regulator decisions against companies in 2026, SEK 1,735,000 in payments (2025: 40, SEK 77,855,000).
- Largest this year: Oddit Limited, fine of SEK 1,200,000 on 22 May 2026.
- 206 entries in 1 official list, reloaded every week.
- Next date: 20 Nov 2026, New wording in force: Lag (2017:630) om åtgärder mot penningtvätt och finansiering av terrorism (1 block).
- Gambling participation of adults: 49% (2024 (past 12 months)).
- FATF: on neither the grey nor the black list (statement of 19 Jun 2026).
- 61 official sources read for this market every week.
Market model
How each product is regulated, with its source.
- Betting: Regulated
- Bingo: Regulated
- Casino: Regulated
- Lottery: Monopoly
Verifiedchecked 9 Nov 2026Spellag (2018:1138) · tier 1
FATF lists
On neither list
FATF statement of 19 Jun 2026, as the HM Treasury advisory notice of 22 Jun 2026 lists it
What moved in November 2026
Decisions, consultations, register changes and dated events of the month. Covers 1 Nov 2026 – 9 Nov 2026, month in progress.
- RegisterSpelinspektionen: entries 203 → 206Spelinspektionen
- MarketMarket status changed: betting: regulated, casino: regulated, lottery: monopoly → betting: regulated, bingo: regulated, casino: regulated, lottery: monopolySpellag (2018:1138)
The November 2026 overview and earlier monthsEarlier months: October 2026, September 2026
Dates ahead
Deadlines and changes already published, oldest first.
- DateNew wording in force: Lag (2017:630) om åtgärder mot penningtvätt och finansiering av terrorism (1 block)Regeringskansliets rättsdatabaser (Svensk författningssamling)
Payment and AML rules
Each rule we track, what the official text says about it and when we checked. Values and quotes are in the full report.
Payment methods
4 rules · 3 verified · 1 confirmed not set| Rule | What we found | Value | Source |
|---|---|---|---|
| Permitted rails and instrument typesOnline | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Spellag (2018:1138)tier 1 |
| Mandatory hubs and gatewaysWhole market | Not foundNot set in the official textschecked 9 Nov 2026 | None set | Spellag (2018:1138)tier 1 |
| Instrument origin and currencyWhole market | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Spellag (2018:1138)tier 1 |
| Payment-blocking listsWhole market | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Spelförordning (2018:1475)tier 1 |
Ownership & payouts
4 rules · 1 verified · 3 confirmed not set| Rule | What we found | Value | Source |
|---|---|---|---|
| Holder and ownership rulesWhole market | Not foundNot set in the official texts | None set | Research notes |
| Closed loop and payout routingWhole market | Not foundNot set in the official texts | None set | Research notes |
| Payout time limitsWhole market | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Spelförordning (2018:1475)tier 1 |
| Withdrawal conditionsWhole market | Not foundNot set in the official textschecked 9 Nov 2026 | None set | Spellag (2018:1138)tier 1 |
AML thresholds & reporting
2 rules · 2 verified| Rule | What we found | Value | Source |
|---|---|---|---|
| Check thresholds and aggregation windowsWhole market | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Lag (2017:630) om åtgärder mot penningtvätt och finansiering av terrorismtier 1 |
| Report triggers and deadlinesWhole market | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Lag (2017:630) om åtgärder mot penningtvätt och finansiering av terrorismtier 1 |
Player funds protection
1 rule · 1 verified| Rule | What we found | Value | Source |
|---|---|---|---|
| Player-funds protection and coverageWhole market | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Spellag (2018:1138)tier 1 |
Taxes at payment
1 rule · 1 confirmed not set| Rule | What we found | Value | Source |
|---|---|---|---|
| Taxes at the point of paymentWhole market | Not foundNot set in the official textschecked 9 Nov 2026 | None set | Lag (2018:1139) om skatt på speltier 1 |
Reporting & data
4 rules · 3 verified · 1 confirmed not set| Rule | What we found | Value | Source |
|---|---|---|---|
| Submission mode and cadenceWhole market | Not foundNot set in the official textschecked 9 Nov 2026 | None set | Spellag (2018:1138)tier 1 |
| Data vault and integrityWhole market | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Spellag (2018:1138)tier 1 |
| Data locationWhole market | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Spellag (2018:1138)tier 1 |
| RetentionWhole market | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Lag (2017:630) om åtgärder mot penningtvätt och finansiering av terrorismtier 1 |
Player protection at payment
2 rules · 2 verified| Rule | What we found | Value | Source |
|---|---|---|---|
| Cross-operator limits and registersWhole market | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Spellag (2018:1138)tier 1 |
| Eligibility screening at paymentWhole market | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Spelförordning (2018:1475)tier 1 |
Regulatory guide
Licensing, gambling tax, advertising, responsible gambling and technical standards: the statements we hold, by subject.
Licensing
8 statements- Licence types
- Licence term
- Local presence
- Apostille Convention
- Foreign documents
- Translation
Statements, quotes and dates in the full report
GGR tax
3 statements- Online casino
- Online betting
Statements, quotes and dates in the full report
Advertising
2 statements- General rules
- Bonus offers
Statements, quotes and dates in the full report
Responsible gambling
3 statements- Self-exclusion register
- Deposit limits
- Cooling-off
Statements, quotes and dates in the full report
Technical standards
1 statement- Certification
Statements, quotes and dates in the full report
AML thresholds & reporting
83 statements- Business risk assessment
- Policies, procedures and controls
- Nominated officer (MLRO)
- Senior management responsibility
- Customer risk assessment
- CDD trigger and threshold
Statements, quotes and dates in the full report
Licence registers and official lists
The official lists we load every week for this market.
Spelinspektionen
Licence list
206 entries
loaded 9 Nov 2026
Every entry with its licence, brands and domains, and the week's additions and removals: in the product.
Enforcement
Decisions of Spelinspektionen against companies, as published.
- Decisions in 2026
- 14
- Paid in fines and settlements
- SEK 1,735,000
- Decisions in 2025
- 40
- SEK 77,855,000
What the decisions were about
Latest decisions
| Date | Company | Action | Amount |
|---|---|---|---|
| 28 Oct 2026 | Lufilight Ltd | Order | – |
| 28 Oct 2026 | Immortal Snail LLC | Order | – |
| 2 Oct 2026 | Charm entertainment AB | Licence revocation | – |
| 18 Sep 2026 | Polar Limited | Fine | SEK 50,000 |
| 9 Jul 2026 | Softon Ltd | Order | – |
| 9 Jul 2026 | RBGAMING N.V | Order | – |
Sanction ranges in the law
6 provisions set the fines and other measures: Spellag (2018:1138).
Case law
5 rulings of 4 courts on this market's gambling rules, each linked to the rules it bears on.
- 9 May 2023 · Högsta förvaltningsdomstolen · 3705-21 (HFD 2023 ref. 25)
- 9 Jul 2019 · Kammarrätten i Jönköping · 2119-19
- 21 Dec 2012 · Högsta domstolen · B 3559-11
References, breaches and the full list of the year: in the full report.
Consultations and notifications
What the regulator and the government are asking about, and when they close.
- proposed
The Swedish Gambling Authority’s regulations on the national self-exclusion register
European Commission · TRIS · opened 26 Nov 2025 · closes 27 Feb 2026
- proposed
Proposal for amending Gambling Act
European Commission · TRIS · opened 17 Jun 2025 · closes 18 Sep 2025
- proposed
The Swedish Consumer Agency’s general advice on the marketing of alcoholic beverages to consumers
European Commission · TRIS · opened 14 Mar 2025 · closes 17 Jun 2025
- proposed
Draft Law Amending the Gambling Act (2018:1138)
European Commission · TRIS · opened 17 Dec 2024 · closes 18 Mar 2025
- Closed
Remiss av promemorian Avvecklande av statliga kasinon och en effektivare penningtvättstillsyn
Finansdepartementet · opened 7 May 2024 · closes 23 Aug 2024
- Closed
Remiss av Ds 2024:3 Partipolitiska lotterier
Finansdepartementet · opened 11 Apr 2024 · closes 12 Aug 2024
- Closed
Remiss av promemorian Ett nytt förbud mot spel på kredit
Finansdepartementet · opened 23 Feb 2024 · closes 23 May 2024
- Closed
Remiss av promemorian En rätt för licenshavare att behandla uppgifter om lagöverträdelser
Finansdepartementet · opened 30 Jan 2024 · closes 30 Apr 2024
Market in numbers
The publishers' own figures, with their periods.
Gambling participation of adults
49%
2024 (past 12 months)
Published by Folkhälsomyndigheten
Gambling participation of adults
72%
Nov 2025 (past 12 months)
Published by Spelinspektionen
Gross gaming revenue
SEK 7.38bn
Apr–Jun 2026
Published by Spelinspektionen (Swedish Gambling Authority)
Gross gaming revenue
SEK 4.96bn
Apr–Jun 2026
Published by Spelinspektionen (Swedish Gambling Authority)
Sources behind this report
The official sources our weekly run reads for this market, by kind and publisher. 61 official sources.
- Consultation portals
- 1
- Enforcement registers
- 1
- EU notifications
- 1
- Texts the values are checked against
- 4
- Regulator guidance
- 6
- Laws and regulations
- 46
- Licence registers and official lists
- 1
- Official statistics
- 1
Publishers
- Spelinspektionen
- Sveriges riksdag
- technical-regulation-information-system.ec.europa.eu
- Konsumentverket
- riksdagen.se
- Swedish Parliament (Riksdag)
- European Commission (TRIS)
- Folkhälsomyndigheten
- hcch.net
- Regeringskansliet
What changed in the law
The market's acts kept edition by edition: each new wording with the day it came into force and the act behind it. 4 acts kept edition by edition.
- Spellag (2018:1138)
- Spelförordning (2018:1475)
- Lag (2018:1139) om skatt på spel
- Lag (2017:630) om åtgärder mot penningtvätt och finansiering av terrorism
No new wording in force in November 2026; the last change came into force on 1 Jul 2026. 1 more already published, coming into force later.
Each changed article word by word, with the act that changed it, in the full report
Library of acts
The laws, regulations and guidance the report is built on. 50 acts and guidance documents.
- Allmänheten om spel 2025
- Automatspelsförordning (2004:1062)
- Draft Law Amending the Gambling Act (2018:1138)
- Förordning (2009:92) om åtgärder mot penningtvätt och finansiering av terrorism
- Frågor & svar för aktörer
- HCCH | #12 - Status table
- Identifiering och bedömning av risker för penningtvätt på den svenska spelmarknaden (september 2025)
- KOVFS 2025:2 Konsumentverkets allmänna råd om marknadsföring av spel
- Spellag (2018:1138)
- Spelförordning (2018:1475)
- Lag (2017:630) om åtgärder mot penningtvätt och finansiering av terrorism
- Lag (2018:1139) om skatt på spel
and 38 more in the full report
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