Key findings
The market at a glance, from this edition.
- Market model: Betting regulated; Casino monopoly; Lottery monopoly.
- 10 of 18 payment and AML rules verified word for word; 7 confirmed as not set in the official texts.
- 22 entries in 2 official lists, reloaded every week.
- Gambling participation of adults: 31.7% (Sep 2023 – May 2024 (past 12 months)).
- FATF: on neither the grey nor the black list (statement of 19 Jun 2026).
- 37 official sources read for this market every week.
Market model
How each product is regulated, with its source.
- Betting: Regulated
- Casino: Monopoly
- Lottery: Monopoly
Verifiedchecked 1 Nov 2026Ustawa o grach hazardowych (Dz.U. 2025 poz. 595, tekst jednolity) · tier 1
FATF lists
On neither list
FATF statement of 19 Jun 2026, as the HM Treasury advisory notice of 22 Jun 2026 lists it
What moved in November 2026
Decisions, consultations, register changes and dated events of the month. Covers 1 Nov 2026 – 9 Nov 2026, month in progress.
- RegisterMinisterstwo Finansów — Rejestr Domen: entries 38325 → 38402Ministerstwo Finansów — Rejestr Domen
- RegisterMinisterstwo Finansów — Rejestr Domen: entries 37988 → 38156Ministerstwo Finansów — Rejestr Domen
- MarketMarket status changed: betting: regulated, casino: monopoly → betting: regulated, casino: monopoly, lottery: monopolyUstawa o grach hazardowych (Dz.U. 2025 poz. 595, tekst jednolity)
- RecordCheck thresholds and aggregation windows: collected → verified
- RecordData location: collected → verified
- RecordData vault and integrity: collected → verified
- RecordInstrument origin and currency: collected → verified
- RecordPayment-blocking lists: collected → verified
- RecordPlayer-funds protection and coverage: collected → verified
- RecordRetention: collected → verified
The November 2026 overview and earlier monthsEarlier months: October 2026, September 2026
Payment and AML rules
Each rule we track, what the official text says about it and when we checked. Values and quotes are in the full report.
Payment methods
4 rules · 2 verified · 2 confirmed not set| Rule | What we found | Value | Source |
|---|---|---|---|
| Permitted rails and instrument typesWhole market | Not foundNot set in the official texts | None set | Research notes |
| Mandatory hubs and gatewaysWhole market | Not foundNot set in the official textschecked 1 Nov 2026 | None set | Ustawa o grach hazardowych (Dz.U. 2025 poz. 595, tekst jednolity)tier 1 |
| Instrument origin and currencyWhole market | VerifiedVerified word for wordchecked 1 Nov 2026 | Value in the full report | Ustawa o grach hazardowych (Dz.U. 2025 poz. 595, tekst jednolity)tier 1 |
| Payment-blocking listsWhole market | VerifiedVerified word for wordchecked 1 Nov 2026 | Value in the full report | Ustawa o grach hazardowych (Dz.U. 2025 poz. 595, tekst jednolity)tier 1 |
Ownership & payouts
4 rules · 3 confirmed not set| Rule | What we found | Value | Source |
|---|---|---|---|
| Holder and ownership rulesWhole market | CollectedResearched; word-for-word check scheduled | Value in the full report | Research notes |
| Closed loop and payout routingWhole market | Not foundNot set in the official texts | None set | Research notes |
| Payout time limitsWhole market | Not foundNot set in the official texts | None set | Research notes |
| Withdrawal conditionsWhole market | Not foundNot set in the official textschecked 1 Nov 2026 | None set | Ustawa o grach hazardowych (Dz.U. 2025 poz. 595, tekst jednolity)tier 1 |
AML thresholds & reporting
2 rules · 2 verified| Rule | What we found | Value | Source |
|---|---|---|---|
| Check thresholds and aggregation windowsWhole market | VerifiedVerified word for wordchecked 1 Nov 2026 | Value in the full report | Ustawa o przeciwdziałaniu praniu pieniędzy oraz finansowaniu terroryzmu (Dz.U. 2025 poz. 644, tekst jednolity)tier 1 |
| Report triggers and deadlinesWhole market | VerifiedVerified word for wordchecked 1 Nov 2026 | Value in the full report | Ustawa o przeciwdziałaniu praniu pieniędzy oraz finansowaniu terroryzmu (Dz.U. 2025 poz. 644, tekst jednolity)tier 1 |
Player funds protection
1 rule · 1 verified| Rule | What we found | Value | Source |
|---|---|---|---|
| Player-funds protection and coverageOnline · Betting | VerifiedVerified word for wordchecked 1 Nov 2026 | Value in the full report | Ustawa o grach hazardowych (Dz.U. 2025 poz. 595, tekst jednolity)tier 1 |
Taxes at payment
1 rule · 1 verified| Rule | What we found | Value | Source |
|---|---|---|---|
| Taxes at the point of paymentBetting · Lottery | VerifiedVerified word for wordchecked 1 Nov 2026 | Value in the full report | Ustawa o podatku dochodowym od osób fizycznych (Dz.U. 2026 poz. 592, tekst jednolity)tier 1 |
Reporting & data
4 rules · 4 verified| Rule | What we found | Value | Source |
|---|---|---|---|
| Submission mode and cadenceWhole market | VerifiedVerified word for wordchecked 1 Nov 2026 | Value in the full report | Ustawa o grach hazardowych (Dz.U. 2025 poz. 595, tekst jednolity)tier 1 |
| Data vault and integrityWhole market | VerifiedVerified word for wordchecked 1 Nov 2026 | Value in the full report | Ustawa o grach hazardowych (Dz.U. 2025 poz. 595, tekst jednolity)tier 1 |
| Data locationWhole market | VerifiedVerified word for wordchecked 1 Nov 2026 | Value in the full report | Ustawa o grach hazardowych (Dz.U. 2025 poz. 595, tekst jednolity)tier 1 |
| RetentionWhole market | VerifiedVerified word for wordchecked 1 Nov 2026 | Value in the full report | Ustawa o przeciwdziałaniu praniu pieniędzy oraz finansowaniu terroryzmu (Dz.U. 2025 poz. 644, tekst jednolity)tier 1 |
Player protection at payment
2 rules · 2 confirmed not set| Rule | What we found | Value | Source |
|---|---|---|---|
| Cross-operator limits and registersWhole market | Not foundNot set in the official textschecked 1 Nov 2026 | None set | Ustawa o grach hazardowych (Dz.U. 2025 poz. 595, tekst jednolity)tier 1 |
| Eligibility screening at paymentWhole market | Not foundNot set in the official texts | None set | Research notes |
Regulatory guide
Licensing, gambling tax, advertising, responsible gambling and technical standards: the statements we hold, by subject.
Licensing
7 statements- Licence types
- Licence term
- Local presence
- Apostille Convention
- Foreign documents
- Translation
Statements, quotes and dates in the full report
GGR tax
2 statements- Online betting
Statements, quotes and dates in the full report
Technical standards
2 statements- Technical standards
Statements, quotes and dates in the full report
Licence registers and official lists
The official lists we load every week for this market.
Ministerstwo Finansów
Licence list
22 entries
loaded 9 Nov 2026
Ministerstwo Finansów — Rejestr Domen
Blacklist
count in the full report
Every entry with its licence, brands and domains, and the week's additions and removals: in the product.
Enforcement
The regulator's decisions against companies, as published.
- Decisions in 2026
- 0
Sanction ranges in the law
9 provisions set the fines and other measures: Ustawa z dnia 19 listopada 2009 r. o grach hazardowych (Dz.U. 2025 poz. 595, tekst jednolity).
Case law
2 rulings of 2 courts on this market's gambling rules, each linked to the rules it bears on.
- 11 Mar 2015 · Trybunał Konstytucyjny · P 4/14
- 19 Jul 2012 · Court of Justice of the European Union · C-213/11, C-214/11 and C-217/11
References, breaches and the full list of the year: in the full report.
Market in numbers
The publishers' own figures, with their periods.
Gambling participation of adults
31.7%
Sep 2023 – May 2024 (past 12 months)
Published by Krajowe Centrum Przeciwdziałania Uzależnieniom (KCPU) / Ministerstwo Zdrowia; fieldwork Fundacja CBOS
Sources behind this report
The official sources our weekly run reads for this market, by kind and publisher. 37 official sources.
- Texts the values are checked against
- 3
- Regulator guidance
- 4
- Laws and regulations
- 28
- Licence registers and official lists
- 2
Publishers
- Minister Finansów (Dziennik Ustaw, Sejm ELI)
- Sejm RP (ELI)
- dlajurysty.pl
- Ministerstwo Finansów
- Ministry of Finance of Poland (podatki.gov.pl)
- podatki.gov.pl
- biznes.gov.pl
- Biznes.gov.pl, Polish government portal for businesses (Ministry of Development and Technology)
- finanse-arch.mf.gov.pl
- finanse.mf.gov.pl
What changed in the law
The market's acts kept edition by edition: each new wording with the day it came into force and the act behind it. 2 acts kept edition by edition.
- Ustawa z dnia 19 listopada 2009 r. o grach hazardowych
- Ustawa z dnia 1 marca 2018 r. o przeciwdziałaniu praniu pieniędzy oraz finansowaniu terroryzmu
No new wording in force in November 2026; the last change came into force on 9 May 2025.
Each changed article word by word, with the act that changed it, in the full report
Library of acts
The laws, regulations and guidance the report is built on. 31 acts and guidance documents.
- Art 63 gry-hazardowe - Ustawa o grach hazardowych
- Art 72 przeciwdzialanie-praniu-pieniedzy-oraz-finansowaniu-terroryzmu
- Centralna Baza Orzeczeń Sądów Administracyjnych (CBOSA): judgments of the administrative courts
- Gry hazardowe przez Internet - podatek od gier - gry hazardowe - Finanse
- HCCH | #12 - Status table
- Obwieszczenie Marszałka Sejmu Rzeczypospolitej Polskiej z dnia 10 kwietnia 2025 r. w sprawie ogłoszenia jednolitego tekstu ustawy o grach hazardowych
- Obwieszczenie Marszałka Sejmu Rzeczypospolitej Polskiej z dnia 10 kwietnia 2025 r. w sprawie ogłoszenia jednolitego tekstu ustawy o szczególnych rozwiązaniach w zakresie przeciwdziałania wspieraniu agresji na Ukrainę oraz służących ochronie bezpieczeństwa narodowego (Dz.U. 2025 poz. 514)
- Obwieszczenie Marszałka Sejmu Rzeczypospolitej Polskiej z dnia 30 sierpnia 2019 r. w sprawie ogłoszenia jednolitego tekstu ustawy o ochronie danych osobowych (Dz.U. 2019 poz. 1781)
- Ustawa o grach hazardowych (Dz.U. 2025 poz. 595, tekst jednolity)
- Ustawa o przeciwdziałaniu praniu pieniędzy oraz finansowaniu terroryzmu (Dz.U. 2025 poz. 644, tekst jednolity)
- Ustawa o podatku dochodowym od osób fizycznych (Dz.U. 2026 poz. 592, tekst jednolity)
and 20 more in the full report
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