01
Key findings
The market at a glance, from this edition.
- Market model: Betting monopoly; Casino monopoly; Lottery monopoly.
- 6 of 18 payment and AML rules verified word for word; 12 confirmed as not set in the official texts.
- 1 regulator decision against companies in 2026, NOK 1,000,000 in payments (2025: 4, NOK 117,000,000).
- Largest this year: Norsk Tipping AS, fine of NOK 1,000,000 on 17 Feb 2026.
- 238 entries in 1 official list, reloaded every week.
- FATF: on neither the grey nor the black list (statement of 19 Jun 2026).
- 13 official sources read for this market every week.
02
Market model
How each product is regulated, with its source.
- Betting: Monopoly
- Casino: Monopoly
- Lottery: Monopoly
Verifiedchecked 9 Nov 2026Lov om pengespill (pengespilloven), LOV-2022-03-18-12 · tier 1
FATF lists
On neither list
FATF statement of 19 Jun 2026, as the HM Treasury advisory notice of 22 Jun 2026 lists it
03
Payment and AML rules
Each rule we track, what the official text says about it and when we checked. Values and quotes are in the full report.
Payment methods
4 rules · 2 verified · 2 confirmed not set| Rule | What we found | Value | Source |
|---|---|---|---|
| Permitted rails and instrument typesWhole market | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Lov om pengespill (pengespilloven), LOV-2022-03-18-12tier 1 |
| Mandatory hubs and gatewaysWhole market | Not foundNot set in the official textschecked 9 Nov 2026 | None set | Lov om pengespill (pengespilloven), LOV-2022-03-18-12tier 1 |
| Instrument origin and currencyWhole market | Not foundNot set in the official textschecked 9 Nov 2026 | None set | Lov om pengespill (pengespilloven), LOV-2022-03-18-12tier 1 |
| Payment-blocking listsWhole market | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Informasjonsbrev om betalingsformidlingsforbudet til foretak som yter betalingstjenester i Norgetier 1 |
Ownership & payouts
4 rules · 4 confirmed not set| Rule | What we found | Value | Source |
|---|---|---|---|
| Holder and ownership rulesWhole market | Not foundNot set in the official textschecked 9 Nov 2026 | None set | Lov om pengespill (pengespilloven), LOV-2022-03-18-12tier 1 |
| Closed loop and payout routingWhole market | Not foundNot set in the official textschecked 9 Nov 2026 | None set | Lov om pengespill (pengespilloven), LOV-2022-03-18-12tier 1 |
| Payout time limitsWhole market | Not foundNot set in the official texts | None set | Research notes |
| Withdrawal conditionsWhole market | Not foundNot set in the official textschecked 9 Nov 2026 | None set | Lov om pengespill (pengespilloven), LOV-2022-03-18-12tier 1 |
AML thresholds & reporting
2 rules · 1 verified · 1 confirmed not set| Rule | What we found | Value | Source |
|---|---|---|---|
| Check thresholds and aggregation windowsWhole market | Not foundNot set in the official texts | None set | Research notes |
| Report triggers and deadlinesWhole market | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Lov om tiltak mot hvitvasking og terrorfinansiering (hvitvaskingsloven), LOV-2018-06-01-23tier 1 |
Player funds protection
1 rule · 1 confirmed not set| Rule | What we found | Value | Source |
|---|---|---|---|
| Player-funds protection and coverageWhole market | Not foundNot set in the official texts | None set | Research notes |
Taxes at payment
1 rule · 1 confirmed not set| Rule | What we found | Value | Source |
|---|---|---|---|
| Taxes at the point of paymentWhole market | Not foundNot set in the official textschecked 9 Nov 2026 | None set | Lov om skatt av formue og inntekt (skatteloven), kapittel 5tier 1 |
Reporting & data
4 rules · 1 verified · 3 confirmed not set| Rule | What we found | Value | Source |
|---|---|---|---|
| Submission mode and cadenceWhole market | Not foundNot set in the official textschecked 9 Nov 2026 | None set | Lov om pengespill (pengespilloven), LOV-2022-03-18-12tier 1 |
| Data vault and integrityWhole market | Not foundNot set in the official textschecked 9 Nov 2026 | None set | Lov om pengespill (pengespilloven), LOV-2022-03-18-12tier 1 |
| Data locationWhole market | Not foundNot set in the official textschecked 9 Nov 2026 | None set | Lov om pengespill (pengespilloven), LOV-2022-03-18-12tier 1 |
| RetentionWhole market | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Lov om tiltak mot hvitvasking og terrorfinansiering (hvitvaskingsloven), LOV-2018-06-01-23tier 1 |
Player protection at payment
2 rules · 2 verified| Rule | What we found | Value | Source |
|---|---|---|---|
| Cross-operator limits and registersWhole market | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Forskrift om pengespill (pengespillforskriften), FOR-2022-11-17-1978tier 1 |
| Eligibility screening at paymentWhole market | VerifiedVerified word for wordchecked 9 Nov 2026 | Value in the full report | Lov om pengespill (pengespilloven), LOV-2022-03-18-12tier 1 |
04
Regulatory guide
Licensing, gambling tax, advertising, responsible gambling and technical standards: the statements we hold, by subject.
Licensing
1 statement- Apostille Convention
Statements, quotes and dates in the full report
05
Licence registers and official lists
The official lists we load every week for this market.
Lotteri- og stiftelsestilsynet
Blacklist
238 entries
loaded 9 Nov 2026
Every entry with its licence, brands and domains, and the week's additions and removals: in the product.
06
Enforcement
Decisions of Lotteri- og stiftelsestilsynet against companies, as published.
- Decisions in 2026
- 1
- Paid in fines and settlements
- NOK 1,000,000
- Decisions in 2025
- 4
- NOK 117,000,000
What the decisions were about
Latest decisions
| Date | Company | Action | Amount |
|---|---|---|---|
| 17 Feb 2026 | Norsk Tipping AS | Fine | NOK 1,000,000 |
| 13 Nov 2025 | Norsk Tipping AS | Fine | NOK 25,000,000 |
Sanction ranges in the law
4 provisions set the fines and other measures: Forskrift om pengespill (pengespillforskriften) FOR-2022-11-17-1978; Lov om pengespill (pengespilloven) LOV-2022-03-18-12.
Case law
5 rulings of 3 courts on this market's gambling rules, each linked to the rules it bears on.
- 13 May 2024 · EFTA Court · E-8/23
- 1 Jun 2023 · Borgarting lagmannsrett · 22-137737ASD-BORG/01
- 26 Jun 2007 · Norges Høyesterett · HR-2007-01144-A (sak nr. 2005/1320)
References, breaches and the full list of the year: in the full report.
07
Sources behind this report
The official sources our weekly run reads for this market, by kind and publisher. 13 official sources.
- Consultation portals
- 1
- Enforcement registers
- 1
- Texts the values are checked against
- 4
- Laws and regulations
- 6
- Licence registers and official lists
- 1
Publishers
- Lovdata
- Lotteri- og stiftelsestilsynet
- hcch.net
- Regjeringen
- Stortinget
08
Library of acts
The laws, regulations and guidance the report is built on. 11 acts and guidance documents.
- HCCH | #12 - Status table
- Lov om behandling av personopplysninger (personopplysningsloven)
- Lov om gjennomføring av internasjonale sanksjoner (sanksjonsloven)
- Lov om kontroll med markedsføring og avtalevilkår mv. (markedsføringsloven)
- Representantforslag om å tillate digitale lotterier for frivillige organisasjoner og idrettslag
- Retningslinjer for markedsføring i regi av Norsk Tipping AS og Stiftelsen Norsk Rikstoto
- Lov om pengespill (pengespilloven), LOV-2022-03-18-12
- Informasjonsbrev om betalingsformidlingsforbudet til foretak som yter betalingstjenester i Norge
- Lov om tiltak mot hvitvasking og terrorfinansiering (hvitvaskingsloven), LOV-2018-06-01-23
- Lov om skatt av formue og inntekt (skatteloven), kapittel 5
- Forskrift om pengespill (pengespillforskriften), FOR-2022-11-17-1978
09
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